Curious how you are paying for meds

I am curious how those in the US that are retired and on Medicare Part D are paying for meds.

Since i Just retired, I am trying to figure all this out. Right now, I have moved unto my wife’s commercial insurance since she is still working. It is covering my RINVOQ either directly or via co-pay card. Looking at what my meds will cost under Part D when that day comes, I will not be able to afford them.

The RINVOQ would cost me over $1,900 month. Any of the biologics are 1 or 2 thousand a month under part D.

My patch for pain control would be right at $300 a month.

Several of my other meds are at $1,000 a month.

How are any of you that are in the US affording your meds if you are on Medicare?

You will reach your catastrophic coverage Within the first month if you are paying for biologics on part d. I take skyrizi which is $20,000 per shot which puts me immediately into catastrophic coverage making the rest of my medications free for the year. I don’t have to pay the $20,000. Obviously I only pay my co-pay for part d . Make sure that your doctor requests a formulary override if your medication is not on your insurance formulary.

What do you have that is covering it?

I chose Humana for part d.

What do they pay for your bilogics, if I may ask.

They pay for all of it after I pay my deductible and copay. The first month of the year is really rough because I have to meet all of the deductibles and things. I needed a pre-authorization for the skyrizi but once I was approved they had no trouble paying for it.

Just my Rinvoq would be $1,900 a month until I hot the. I have $4,000 of other meds, so I would max it out the first month or part of the second one. I don’t have that kind of money now.