Is it too late for people with our disease to qualify for long tern care insurance?
No, but shop. Long term insurance is a VERY bad buy at the best of times. They way Long term insurance works is essentially you are pre-paying for long term care and betting on the come. Unless you have an incredible abount of retirement income, its is unaffordable for most after retirement (which is when you needs it, so most pay for insurance when they aren't going to need it and can't pay for it when they do......